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Medical Malpractice Insurance

Specialist Medical Malpractice Indemnity Insurance designed for Doctors, Surgeons, Dentists and other Professional Medical Practitioners. Inspire Insurance is a fully independent Insurance Broker with full-market access. Our dedicated Indemnity division have access to exclusive markets who specialist in providing specialist cover for Medical Malpractice. 

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Whether at fault or not, healthcare organisations and professionals need clear and concise cover backed by expert underwriters and lawyers who really understand this field. We have access to specialist products to provide clear, unambiguous cover for medical malpractice, and are able to tailor coverage depending on your distinct needs.

Medical malpractice claims and the costs of defending them are steadily on the rise, making litigation a primary exposure for healthcare organizations and practitioners alike.

What is Medical Malpractice Insurance?

Medical Malpractice Insurance provides indemnity cover for medical professionals, which includes acts or omissions in error whilst undertaking their professional duties. The General Medical Council (GMC) requires that all doctors "must make sure you have adequate insurance or indemnity cover so that your patients will not be disadvantaged if they make a claim about the clinical care you have provided in the UK". A doctor's NHS work will be covered by the Clinical Negligence Scheme for Trusts, however, doctors will need to arrange "adequate insurance or indemnity cover" for any private activities. 

What's Covered?

  • Negligence
  • Breach of Confidence
  • Misuse of Information
  • Invasion, Infringement or Interference with the Right to Privacy
  • Libel or Slander
  • Good Samaritan Acts

Benefits of a Medical Indemnity Policy

  • The indemnity provided by an insurance policy is legally enforceable. It is not discretionary. 

  • All the terms and limitations of the policy are clearly stated before purchasing the policy.

  • We assess the insurance requirements, source appropriate cover and negotiate terms and premiums on your behalf.

  • We're authorised and regulated by the Financial Conduct Authority.

  • Our policies benefit from being covered by the Financial Services Compensation Scheme (FSCS).


Our Customers Rate us Excellent

We've partnered with third-party Trust Pilot to understand and improve the satisfaction of our customers. We're pleased to report that our customers have rated us Excellent, explore the latest reviews below.

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  • I haven't had any complaints or claims made, brought or threatened against me.
  • I am not aware of any acts, errors, omissions, incidents, events, circumstances or request for notes which may give rise to a complaint or claim against me. 
  • I am not aware of any complaints, claims, acts, errors, omissions, incidents, events or circumstances which may lead to disciplinary action or suspension from practice.
  • I am not aware of any complaints, claims, acts, errors, omissions, incidents, events or circumstances which may lead to an investigation, suspension, the imposition of conditions or restrictions on your registration or license to practise or your removal from a professional register or the removal of your license by a relevant registration body.
  • I have never been subject to any form of disciplinary action.
  • I have never had conditions to practice, been suspended or restricted from practice or dismissed from practice.
  • I have never been subject to any form of investigation or adverse finding by a registration body or equivalent in any country. 
  • I have never been admitted to or sought treatment from any mental health or chemical / substance abuse programme.
  • I have never been refused registration or license to practice or been erased from registration or had my license to practice suspended or removed by a registration body.
  • I have never had any restrictions or conditions imposed on my registration or license to practice by a registration body.
  • I have never been the subject of a Medical Defense Organsiation's adverse member procedure.
  • I have never had any Medical Defence Organisation decline to offer me membership, termination or restriction on my membership or refused to renew membership.

I agree with the assumptions made above. 

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