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Medical Malpractice Insurance

Specialist Medical Malpractice Indemnity Insurance designed for Doctors, Surgeons, Dentists, Vets and other professional medical practitioners. Inspire Insurance is a fully independent Insurance Broker with full-market access. Our dedicated Indemnity division has access to exclusive markets who specialise in providing dedicated cover for Medical Malpractice. 

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Whether at fault or not, healthcare organisations and professionals need clear and concise cover backed by expert underwriters and lawyers who really understand this field. We have access to specialist products to provide clear, unambiguous cover for medical malpractice, and are able to tailor coverage depending on your distinct needs.

Medical malpractice claims and the costs of defending them are steadily on the rise, making litigation a primary exposure for healthcare organizations and practitioners alike.

What is Medical Malpractice Insurance?

Medical Malpractice Insurance provides indemnity cover for medical professionals, which includes acts or omissions in error whilst undertaking their professional duties. The General Medical Council (GMC) requires that all doctors "must make sure you have adequate insurance or indemnity cover so that your patients will not be disadvantaged if they make a claim about the clinical care you have provided in the UK". A doctor's NHS work will be covered by the Clinical Negligence Scheme for Trusts, however, doctors will need to arrange "adequate insurance or indemnity cover" for any private activities. 

What's Covered?

  • Medical malpractice and professional indemnity
  • Court attendance costs
  • Comprehensive brand and reputation protection
  • Cyber and privacy
  • Public liability extension
  • Employers liability
  • Optional legal expenses cover

Benefits of a Medical Indemnity Policy

  • Up to £10 million for any one claim

  • Extended reporting of up to 21 years

 

Our Customers Rate us Excellent

We've partnered with third-party Trust Pilot to understand and improve the satisfaction of our customers. We're pleased to report that our customers have rated us Excellent, explore the latest reviews below.

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